Desert Empire Mortgage
Scott Simmons
(760) 831-0044 
Scott@DesertEmpireMortgage.com

Conventional

Home Loans

Primary Residences,
2nd Vacation Homes
Rental / Investor / Non Owner Occupied
Purchases and Refinances
homes, condominiums and PUD's, ( planned unit developments )
Maximum Loan to Values for conventional conforming loans
Maximum allowable sales concessions that can be paid by 3rd parties, ( seller for example )
Time frame requirements for financing eligibliity after credit problems
condominium limited review !!
FNMA guidelines as of February 2nd, 2022